1. Zehra is an employee of Claire. It is payday, but Claire does not have the money to pay Zehra right away, so she signs a simple statement that says: "I owe Zehra $500 for her work this week." Claire then hands this paper to Zehra. This document is: a. A worthless piece of paper. b. A check. c. A negotiable instrument. d. A promissory note. e. An "I Owe You" - just evidence of a debt owed.